Stop Junk Mail

Ten Minute Fix: Opt out of credit card offers.

It's easy! You'll have less junk mail. You'll lower your risk of identity theft. And you can always opt back in if you decide you miss discover, visa, and mastercard's daily greetings. 

Here's what you do.

1. Go to this address www.optoutprescreen.com. It's run by the people who are making money off of these offers, so they'll try and convince you of the many benefits of receiving junk mail. Don't bother reading any of it because it's all complete garbage.

2. Click the "Click Here to Opt-in or Opt-out" button at the bottom of the page.

3. Choose "Electronic Opt Out for Five Years" (This one can be done online. For a permanent opt out you can send something in by mail, but I like to save the stamp and just do it again in five years)

4. Fill out the form with the required information and click the "confirm" button.

If you want to reduce junk mail even more, go to www.dmachoice.org. Here you can set preferences with the Direct Marketing Association which represents 3,600 companies that like to send you junk mail.